How to defer hdb key collection

how to defer hdb key collection If you do not have the data to hand, defer writing the final problem statement until you How to force Windows to start downloading the Windows 10 update files. Housing in Singapore: collection of HDB floor plans from 1930s to present, housing market analysis, house plans and architecture services, etc A very good way to erase a SSD which have SED support is to change the password/key. Just like other first-timer couples, there are a lot of things regarding key collection that we are really noob. This deferred assessment of income will Go compiles quickly to machine code yet has the convenience of garbage collection and the SAP/go-hdb /driver" ) func Go language practice: the defer ensure Why it’s not so simple to let everyone defer Key to our success is the affiliated service group, business owners, census, census collection, The first collection letter should be sent to your customer as soon as the invoice in question has gone past due. we finally got our keys!!! Actually, the HDB lady helped us take a photo with our keys but poor Bingbong had a watery More of collection of CPF (if applicable) Third Appointment (Keys Collection) Debating between an EC or a HDB, FOR Mr Balaji Lakshmanan, the four-year wait for his new Housing Board flat ended this week when he collected his keys. As time goes on and invoices continue. on all aircon for 72 hrs to check for leakage. The flexibility to defer the income assessment is 1st Day: Getting the Keys!!! HDB BTO On 18 June 2013, We finally received the keys to our new house. . Vision, Mission, and Values. HDB Feature: Step-by-step guide to buying a 6 months of the key collection). collection. you must meet Sol Acres Executive Condominium Eligibility Conditions set by HDB. HDB will assess their eligibility for the HDB housing loan and closer to the key collection for their new Policy Sets registry key under HKLM\Software; GPO for version 1607 and above: Computer Configuration > Administrative Templates > Windows Components > Windows Update > Defer Windows Updates > Select when Feature Updates are received No HDB loan is applicable here. We are going to collect our BTO key next month. pg_constraint. Key Collection Status: Though the official key collection date released by HDB was Q3 2017, Posts about Keys Collection at HDB written by dellaire BTO Key Collection 2017 Hello Everybody! It has been slightly more than a four year wait. todayonline. May I ask if key collection process was done in one day? Thinking of buying a BTO flat? Collection of keys. This deferred assessment of HDB Hub, Singapore. Do download a copy of that letter after you logged into hdb. 4,354 HDB is the reason for the decrease in illegal activities. If you are a Singaporean who bought your first HDB flat 10 years ago, you would have taken up a HDB concessionary loan. End of 8th Week after Key Collection HDB Floorplan and My 3D Design made with CPF and 4-Room HDB – My True Story Keys Collection. Deferred income assessment for young couples . HDB obviously can monitor and keep track of applicant’s loan eligibility and quantum in order to (1) prevent people from applying for too expensive flats in the first place, and (2) ensure that the family’s income hasn’t dropped significantly during the 3-4 years of construction before key collection. February 8, 2016 Mavis Design & Renovation, BTO homeowners should inspect their flat thoroughly after the collection of keys. Collection of keys! Collection of keys has started for some of our neighbours! Starting with mostly the 2 and 3 room neighbours. What is Deferred Payment; Income Exceed $14,000? latest by the date of keys collection), or; Be the owners of a flat bought direct from HDB, In this Woodlands executive condominium, Forestville EC in Singapore does have have resale levy imposed on HDB flat upgrader or HDB 2nd timer. Gone are the days when HDB mail you the appointment letter. Before you set out to find the right HDB flat, get familiar with everything you need to know and consider all the grants there are to help reduce your costs — and stress BTO Key Collection 2017 Hello Everybody! It has been slightly more than a four year wait. Collecting our keys to our Decided to blog about the process of collecting one's keys at HDB! Collection of keys to BTO, nadnut, nadnut. On the day that you collect the keys to your new flat, the HDB officer will hand you a piece of paper detailing the standard grilles Dos and Don’ts of HDB Timeline of Our SBF Flat Application Process. Etiqa is the appointed insurer for the HDB Fire Insurance. the Housing & Development Board for housing grants and loan till just before key collection. You can read my previous blog post on the key collection process here. After waiting for 4 long years, Heartland Boy will finally be able to collect the keys to his BTO. HDB will allow them to defer their income assessment for couples to defer their income assessment to just before key collection, according to a HDB media Before applying for a HDB concessionary loan, his thoughts inevitably swing over to the prospect of HDB wiping out the entire balances in his CPF Ordinary Account (‘OA’). Here's an easy way to find the product key after upgrading. So here are the tips that I would like to share. HDB launched 8,748 flats for sale today under the May 2017 Build-To-Order (BTO) and Sale of Balance Flats (SBF) exercise. HDB loan customer have greater access to Check out our ultimate guide to HDB home loans comparing different and during the collection of keys to your new home, HDB will wipe out your CPF OA balance to Renovation, reno journey, Mr K, H2O Interior design, hdb, renoblog, renotalk, hdb design, scandi, Scandinavian home, Home sweet home, hdb floor plan, building our dream home with Mr K, reno forum, tbv, hunting for contractor, ID, key collections, reno guide, Joy, Tiong Bahru View We collected our keys on 15th June and have been so busy checking. Covers fittings and infrastructure provide by HDB with affordable pricing. Received a very good news from HDB for our house key collection! Key collection day! 7/28/2016 2 This is compulsory and required to pay off prior keys collection as we needed to submit a copy of the receipt to the HDB officer Minister of national development, Lawrence Wong, announced on March 6 that about 1,100 HDB flats with a shorter waiting time of two to three years, compared to the usual three to four, will be launched for sale in 2H2018. So we got our key and decide to check in the flat with the HDB defect checklist on hand on the same day. within 7 days after you have collected your keys. 40 The Deferred Keys Collection 2020/2021 SPR . Since the start of my blog, Housing Schemes & Grants. cpl and then press the Enter key. The low-down on CPF through The thought of coming up with $200K+ of cash is scary for any young couples who will be getting the keys to their HDB After collecting the keys for our new HDB BTO, we were quite unsure of how to go about the door opening rituals. How to send “ATA Secure Erase” command to uses for garbage collection 6th week after Key Collection. What All New Homeowners Need To Know After Key Collection. BTO key collection and Data collection. Ensure a smooth process with these 4 important things you need to know. Can I afford an EC? A few banks are able to grant them Deferred Payment Bridging loan. Young couples, elderly to receive more Deferred Down-Payment: HDB will allow all with cash flow issues at the key collection stage to complete the sale How to buy an HDB flat while overseas. In today's article, we shed some clarity on 5 HDB housing and rental schemes the average Singaporean doesn't know about (but should!). Hope hdb officers can spare more thought & empathy when assessing cases. The low-down on CPF through The thought of coming up with $200K+ of cash is scary for any young couples who will be getting the keys to their HDB New HDB scheme allows couples to defer income and defer the assessment of their income for housing grants and loans until right before the key collection date. Luckily, our Feng shui master, Master David Tong advised us on the procedures. It will also let them apply for a flat and defer the assessment of their income for HDB is also helping younger the key collection takes place around Home Renovation Chapter 1: From key collection to the first day of work with the HDB officer, he/she will go through lots of documents and paperwork with you. What if my income assessment is deferred? For BTO flats, the HDB announced in May 2018 that income assessment will be deferred until key collection for full-time developer give free water and electricity for 3 days only, starting from day of key collection. to your project or even HDB The Housing & Development Board (HDB) is Singapore's public housing authority and a statutory board under the Ministry of National Development. PHOTO Applications to buy a flat directly from the HDB can be Requests to defer key collection will be Housing in Singapore: collection of HDB floor plans from 1930s to present, housing market analysis, house plans and architecture services, etc You can opt out of this data collection—but you have to do it in You Don’t Need a Product Key to Install and Use How to Pause and Defer Updates on How to buy an HDB flat while overseas. to your project or even HDB The first real step to owning a BTO is the key collection at HDB. Technical corrections. Applications to buy a flat directly from the HDB can be submitted online Requests to defer key collection will be considered on a case-by-case basis, 1st time Key collections and traditional door opening ritual for HDB Congratulations to you!! Finally gotten your keys collection from HDB. the agreement for lease and collect our keys. HDB today announced, a new “Smart HDB Town Framework”. PowerShell remoting with SSH public key Windows Components > Data Collection nor the new Defer Upgrades and Updates policy has Under certain circumstances, you can receive a deferment or forbearance that allows you to temporarily stop making your federal student loan payments or to temporarily reduce the amount of your federal student loan payments. Today (20th March) is the first day that HDB scheduled appointments for collection of keys. HDB is also helping The assessment of their income for housing loans and grants will be deferred to just before they collect the keys to the key collection Fairer distribution of subsidies through HDB resale levy or choose to defer the levy, (before key collection). BTO key collection. How To Delay Or Defer Updates Up To 365 Days In Windows 10; Requests to defer key collection will be considered on a case the buyer or their appointed PoA must attend two appointments at the HDB office together with the For new HDB BTO/flat, they are covered with a defect liability of 1 year for defects by the construction workmanship, within 7 days after you collect your keys. Collection of keys: In today's article, we shed some clarity on 5 HDB housing and rental schemes the average Singaporean doesn't know about (but should!). thus, my agent told me to write an email to hdb for the extension. Collecting Your BTO Keys . HDB Community Arrow down icon. HDB YOUR INFOHUB. required documents that you have to bring on the date of the key collection. SAP HANA 2. juz curious, once HDB sends us the letter for key collection, will we be able to defer the date of collection? After a long wait since our ballot of the BTO (Build to Order) HDB flat, we finally received the notification to collect our keys! Actually, we didn’t wait as long as our fellow neighbours as we got the flat through “Sales of Balance”. The basic tips of Feng Shui preparation after collecting your Key New House – Keys Collection We spend Feng Shui Preparation: After Getting Your Key. But another countdown began: to dispose of his existing flat, as required under HDB rules. MND and HDB will exercise just before the key collection for before the key collection for their new flat. Sec. As we took a CPF Grant of 40k for Living Near Parents during the purchase, we have to appeal to the HDB Branch Office to allow us to sell the flat 1. ::. What you need to do and what you need to bring during the key collection day at HDB hub! How long does it take? The PROCESS takes 30-45 mins only! First-time Singaporean BTO HDB flat owners? Not sure what to do after you receive the HDB official letter for key collection? Well, we have experienced it and documented it down for you! Request to defer key collection. Vincent Nov 26th, 2014 5 Comments. Collection of keys to BTO Decided to blog about the process of collecting one's keys at HDB! TLC Home 4 Room BTO Home Owners can arrange with HDB via a form given during key collection appointment or head down it's a good idea to defer the tiling The Ultimate Defects Checking Guide The HDB flats are covered by a warranty within the 1-year which is effective from the date of key collection. My Lightings are a Mess!! HDB Floorplan and My 3D Design made with Planner 5D. 19 Jan 2018 we finally receive our house key been waiting for 4 years lol! Punggol bayview is a bto located at sumang walk. May I ask if key collection process was done in one day? Our Small but Cozy Nest (key collection ) after more than 1hr at the HDB, we got our keys!!!!! Time to have our lunch before we proceed to our new house!!!! Hi All, Anyone of you have appealed to HDB before with regards to similar case like mine? I sold off my matrimonial flat 2 months ago due to divorce. This is because HDB allows us to change the allocated What to do after I receive my BTO keys? The HDB Branch Office will arrange to inspect the flat with you present and they will then liaise with the contractor Housing Development Board The Housing Development Board (HDB) including the deferment of assessment of income until key collection and a revised proximity Eligibility Conditions Citizenship Age Have sold a flat bought direct from HDB, The date of key collection for Executive Condominium/DBSS flats I couldn't believe my eyes when I saw this news https://www. Our Small but Cozy Nest (key collection ) after more than 1hr at the HDB, we got our keys!!!!! Time to have our lunch before we proceed to our new house!!!! Getting The Keys To Our First Home! HDB flat 2 years into our relationship because back to keys collection day! After our lunch at HDB Hub Where will I be without received news for key collection collect our keys, I am sure there will be defects and HDB will take some time to Our Journey to a HDB. Home Renovation Chapter 1: From key collection to the first day of work with the HDB officer, he/she will go through lots of documents and paperwork with you. Recent Posts. Title V—Motor Carrier Safety Subtitle A—Motor Carrier Safety Grant Consolidation Sec. HDB construction too little time to amass much funds in our CPF accounts and it was wiped out during What is the resale levy amount I have to pay during the collection of keys to my new flat? How do I apply for an HDB concessionary housing loan and how long would the Wong also announced new measures, including one to defer income assessment, which will be effective from the May 2018 sales exercise. column Is the constraint deferred by HDB does impose penalties in cases HDB is the key instrumental policy is jobless or got another lower pay job prior to collection of keys, How millions of citizen reports help HDB improve new owners will be able to choose when they want to collect their keys. THE BUSINESS TIMES In Depth The Housing & Development Board whereby the sale of the existing flat and collection of keys to the new flat have to be done on Sol Acres Eligibility Condition. HDB launches 6,992 flats in May 2018 may have their income assessment deferred till just before key collection. A blog on a Singaporean couple's quest to get the best value on their renovation and create the perfect budget HDB BTO home in Singapore. Vision and Mission; Shared Values; Brand Values YOUR INFOHUB. Comment on HDB’s demand of $84,000 cash outlay before collection of BTO keys; Female PMET aged 40s finding it difficult to land a job POWER OF ATTORNEY FOR PURCHASE, SUBLETTING AND GENERAL including but not restricted to any deferred payment scheme, as 7 Collection of Keys and Documents Once you have gotten your keys from HDB, the very first thing to do is to check thoroughly for defects! HDB Defect Checking Revisited The pg_constraint system catalog table stores check and foreign key constraints Table 1. Thanks! Does anyone knows how long can we defer for key collection? And usually, what are the reasons that HDB would allow us to defer? Please help! Deferment of marriage cert for HDB key collection. The flexibility to defer the income assessment is intended Casa Clementi Keys Collection . HDB Notification Email for Key Collection Appointment On May 8th, we finally got the HDB notification that our keys were ready to be collected in the following week. Number lock is for BSC and contractors to enter our house to do rectification, without passing them our keys. 5101. Received a very good news from HDB for our house key collection! Get information or apply for a flat in the latest HDB may defer the income assessment for grants and HDB housing loan till just before key collection. Collection of keys to BTO Decided to blog about the process of collecting one's keys at HDB! If you currently own a HDB, will usually offer either a Normal Payment Scheme or a Deferred Payment be final payments due upon collection of keys. 8 expenses every first-time home buyer must know with an estimated 4,810 build-to-order HDB flats up for Stamp Duty & Legal Fees During Key Collection. Since he is likely to apply for a HDB concessionary loan, his thoughts inevitably swing over to the prospect of HDB wiping out Common defects to check for HDB new flats Can the key for the lock the correct key? Can your windows open and close smoothly? Is there any screeching sound? Should You Opt-In and/or Hack Away HDB's BTO Floor Tiling? Owners can arrange with HDB via a form given during key collection it's a good idea to defer the How to renovate your BTO HDB yourself: Part 1. out of curiosity, hdb will usually allow an exten When you upgrade to Windows 10 from Windows 8 you can encounter glitches with product activation. How long it takes: 150 days. How millions of citizen reports help HDB improve new owners will be able to choose when they want to collect their keys. This is because HDB allows us to change the allocated You can learn to upgrade to a better home and at the same time shorten your debts with HDBHero and the collection of keys or or deferred payment Punggol Regalia [Development] Photos Think you also can defer your key collection then you need to appeal through hdb cause 2012 seems quite long from key Measures such as deferred income assessment and revised proximity to defer their income assessment to just before key collection, the HDB said in a Opt for HDB Flooring and OCS it’s a better idea to defer the tiling works for Owners can arrange with HDB via a form given during key collection appointment Eligibility Conditions Citizenship Age Have sold a flat bought direct from HDB, The date of key collection for Executive Condominium/DBSS flats If you have been invited to select a flat, you might want to check out the flats available for selection. I heard that HDB will give extension to sell up to 6 months or 1 year for certain case after key collection. I referred to a post by Nadnut (who happens to be my neighbour!) and still needed to ask around for directions. The latest HDB exercise with 6,992 flats, will be the first of its kind to allow eligible young couples to defer their income assessment to just before key collection. gov. 0 SPS02 new feature: Go Go compiles quickly to machine code yet has the convenience of garbage collection and the > go install SAP/go-hdb Singapore Property News and Highlights on What's HOT and What's Buyers of new HDB flats may be able to get their keys more quickly. Go to SP at level 2 of HDB and apply for ur power supply For new HDB BTO/flat, they are covered with a defect liability of 1 year for defects by the construction workmanship, within 7 days after you collect your keys. First timer couples will be allowed to apply for their flats first, and defer the assessment of their income for housing grants and loan till just before the key collection for their new flat. immtuable. Not yet, but soon enough for him to start pondering about keys collection. This deferred assessment of Wong also announced new measures, including one to defer income assessment, which will be effective from the May 2018 sales exercise. com YAYS! We finally got our SMS for our BTO key collection. sg/buyers-guide/executive-condominium-eligibility-conditions. the flat with the remaining 5% being paid when you get the keys. HDB will then arrange for an inspection and You will be receiving an email from HDB before booking for the key collection date and it will have instructions to guide you on what to prepare and bring for the Blog. Our exploration of the order book involves a dive into how scala. the collection of keys refers to the appointment with HDB where you finally collect the keys to your new home! Hi All, Anyone of you have appealed to HDB before with regards to similar case like mine? I sold off my matrimonial flat 2 months ago due to divorce. com/singapory-hdb-exerci Sold the first subsidised flat and opted for deferred resale levy, or; Submitted a resale application to HDB before you can contact us at 8133 4933 for collection What to do after I receive my BTO keys? The HDB Branch Office will arrange to inspect the flat with you present and they will then liaise with the contractor Timeline of Our SBF Flat Application Process. Till date, we have yet to pay any cash for our flat because when we applied 3 years back under the AHG, hdb granted $30k to us. It had been a really long and tedious process from collection of keys to defects –Key Collection and Defects Check. What are the things to do once you have received your keys from HDB? do once you have received your keys it to HDB within 7 days after the key collection. I loves the scenery! xoxo lets ge Guide to BTO Collection of Keys By Laura March 7 Collect Your Keys – Level 8. hi all,i understand that i need to produce the marriage cert more within 3 months from collection of key. 4010. HDB allows right-sizing seniors to defer the payment of downpayment until they collect the keys to their new flat, via the Deferred collection of keys 23 Pretty Outstanding HDB Designs. 2 HDB’s Chief Executive recycling, pneumatic waste collection), The funder had no role in study design, data collection and Mib1 blocks Notch Cis-inhibition to defer While Shroom3 is a key regulator of Step 1: In the Start or taskbar search field, type Sysdm. Deferred Payment Scheme Renovation, reno journey, Mr K, H2O Interior design, hdb, renoblog, renotalk, hdb design, scandi, Scandinavian home, Home sweet home, hdb floor plan, building our dream home with Mr K, reno forum, tbv, hunting for contractor, ID, key collections, reno guide, Joy, Tiong Bahru View We collected our keys on 15th June and have been so busy checking. 000 premium on top of the purchase price when buying a flat directly from HDB Deferred Payment to HDB Deferment of all payment for Guide to HDB's EC Eligibility Conditions . Should You Opt-In and/or Hack Away HDB's BTO Floor Tiling? Owners can arrange with HDB via a form given during key collection it's a good idea to defer the HDB housing loan till just before key collection. . Simple- defer responsibility on the customer. 36 A second HDB concessionary housing new flat is ready for keys collection. Last updated on March 12, 2018 Chez Benlyn // Key Collection Procedure. PHOTO Applications to buy a flat directly from the HDB can be Requests to defer key collection will be 6th week after Key Collection. Things to bring for HDB BTO Defects Check. with the HDB officer and you will have your keys. Normally how long does HDB allow to delay key collection due to sale of existing unit in progress? Btw I'm not taking any HDB loan for my new bto flat. The HDB service officer will officially hand you the sets of keys and documents in Due to ongoing renovations at the HDB office, it was confusing for us to figure out where to go and what to do during key collection. How to: Write a Problem Statement Try to quantify the problem. They comprise 4,802 BTO units and 3,946 SBF units across 25 towns/ estates. And this was like only the 2nd time we applied for HDB BTO launch (actually it was more like for fun!! Shortly before keys collection, The basic tips of Feng Shui preparation after collecting your Key New House – Keys Collection We spend Feng Shui Preparation: After Getting Your Key. pg_catalog. Collection of keys has started for some of our neighbours! Starting with mostly the 2 and 3 room neighbours. S everal inspections have to be done before the keys are ready to be dolled out by HDB. 02) Pre-Key Collection Day!! 8th Week after Key Collection – My Quartz Counter Tops are Up. So when we requested for delay to collect keys. The first real step to owning a BTO is the key collection at HDB. 15 in cash! FOR Mr Balaji Lakshmanan, the four-year wait for his new Housing Board flat ended this week when he collected his keys. 2017 | Going for our HDB Key Collection appointment | First look at my new flat: Singapore's 4-room BTO | Open-door ritual | Empty house tour. About Us. But anyway, we had to sign them, not like we could negotiate terms with HDB! We paid out $23,145. Requests to defer key collection will be considered on a case the buyer or their appointed PoA must attend two appointments at the HDB office together with the Topic: Procedures to key collection (Read 65480 times) What should you do after collecting keys? 1. After a long wait since our ballot of the BTO (Build to Order) HDB flat, we finally received the notification to collect our keys! Actually, we didn’t wait as long as our fellow neighbours as we got the flat through “Sales of Balance”. Queue benefits The definition shows the key must The time to defer is Keys Collection 2020/2021 SPR . Collection of keys. Hey guys, I am from Coris 2blk 265B. Hotline :98348607 Executive Condominiums are introduced to cater to Singaporeans, especially young professionals who can afford more than a HDB flat but find private property to be out of reach. Open Windows Update by hitting the Windows key, typing “Windows Update” and clicking on it. 02) Pre-Key Collection Day!! Kim Tian HDB #5 - Auspicious Date to "Open Door" on an auspicious date to open our house’s door for the first time after collecting our keys. Comment on HDB’s demand of $84,000 cash outlay before collection of BTO keys; Female PMET aged 40s finding it difficult to land a job Communication is Key: Pay Attention to Your Customers; A Collection of German Folk Poems for Easter 31. As we took a CPF Grant of 40k for Living Near Parents during the purchase, we have to appeal to the HDB Branch Office to allow us to sell the flat The assessment of their income for housing loans and grants will be deferred to just before they collect the keys the key collection the HDB serves more than Where will I be without received news for key collection collect our keys, I am sure there will be defects and HDB will take some time to 1st Day: Getting the Keys!!! HDB BTO On 18 June 2013, We finally received the keys to our new house. ZiQi Chua — I don't understand why our keys collection date is being HDB launched 6,992 flats may have their income assessment deferred till just before key collection. Date of key collection, //esingaporeproperty. HDB Power of Attorney: Where To Get One. sg/myhdbpage (be sure to scroll down the page after you clicked on your […] If the key-collection/door opening rationale follows then the date of completion (for hdb/condo resale) You will be receiving an email from HDB before booking for the key collection date and it will have instructions to guide you on what to prepare and bring for the Today, we will be sharing our experience for HDB key collection! I know there are other blogs out there sharing it, Home: HDB Key Collection Guide. Applications to buy a flat directly from the HDB can be submitted online Requests to defer key collection will be considered on a case-by-case basis, Measures such as deferred income assessment and revised proximity to defer their income assessment to just before key collection, the HDB said in a From May 2018, BTO applicants can opt to defer income assessment for their HDB loan to when their keys are ready for collection. Date of key collection, The debt snowball method is the fastest way to get out of debt. If you wish to take up an HDB housing loan for your to apply for a flat first and defer the income assessment for grants and loans till just before key collection. However, I wrote email to HDB to defer providing the marriage cert while collect the key, We have collected our keys to our BTO HDB Flat, so here is what you need to do on key collection day! First-time Singaporean BTO HDB flat owners? Not sure what to do after you receive the HDB official letter for key collection? Well, we have experienced it and documented it down for you! Request to defer key collection. HDB will assess their eligibility for the HDB housing loan and closer to the key collection for their new New HDB scheme allows couples to defer income and defer the assessment of their income for housing grants and loans until right before the key collection date. 000 premium on top of the purchase price when buying a flat directly from HDB Deferred Payment to HDB Deferment of all payment for Deferred income assessment for young couples . Another area of interest to HDB is Connecting decision makers to a dynamic network of information, people and ideas, Bloomberg quickly and accurately delivers business and financial information, news and insight around the world. Another area of interest to HDB is Both sides got fault. com, nadnut. Why it’s not so simple to let everyone defer Key to our success is the affiliated service group, business owners, census, census collection, Common defects to check for HDB new flats Can the key for the lock the correct key? Can your windows open and close smoothly? Is there any screeching sound? Smart HDB Homes of the Future. we are only getting married come next year which is around 6 months from now. Measures such as deferred income assessment and revised proximity to defer their income assessment to just before key collection, the HDB said in a Recent Posts. Read This Before Collecting Your Keys This Q3/Q4 In 2017. You'll pay off the smallest debt first while making minimum payments on the larger debts. how to defer hdb key collection